[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.njorek.cz\/podnikatele-a-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.njorek.cz\/podnikatele-a-pujcky\/","headline":"Podnikatel\u00e9 a p\u016fj\u010dky","name":"Podnikatel\u00e9 a p\u016fj\u010dky","description":"Kdy\u017e pro\u017e\u00edv\u00e1 n\u011bkter\u00fd z podnikatel\u016f kru\u0161n\u00e9 \u010dasy, nen\u00ed to nic zase a\u017e tak neobvykl\u00e9ho. Proto\u017ee je cel\u00e1 \u0159ada p\u0159\u00ed\u010din, kv\u016fli kter\u00fdm se m\u016f\u017ee situace zkomplikovat, a ka\u017ed\u00fd ze soukromn\u00edk\u016f se tak sv\u00fdm p\u0159i\u010din\u011bn\u00edm stejn\u011b jako klidn\u011b i p\u0159i\u010din\u011bn\u00edm n\u011bkoho jin\u00e9ho m\u016f\u017ee dostat i do hodn\u011b prek\u00e9rn\u00ed situace. A je-li tato nakonec nad jeho s\u00edly, nezb\u00fdv\u00e1 […]","datePublished":"2019-09-03","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.njorek.cz\/author\/#Person","name":"","url":"https:\/\/www.njorek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"njorek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.njorek.cz\/wp-content\/uploads\/img_a365832_w1961_t1578482590.jpg","url":"https:\/\/www.njorek.cz\/wp-content\/uploads\/img_a365832_w1961_t1578482590.jpg","height":0,"width":0},"url":"https:\/\/www.njorek.cz\/podnikatele-a-pujcky\/","about":["Podnik\u00e1n\u00ed"],"wordCount":443,"articleBody":"   Kdy\u017e pro\u017e\u00edv\u00e1 n\u011bkter\u00fd z podnikatel\u016f kru\u0161n\u00e9 \u010dasy, nen\u00ed to nic zase a\u017e tak neobvykl\u00e9ho. Proto\u017ee je cel\u00e1 \u0159ada p\u0159\u00ed\u010din, kv\u016fli kter\u00fdm se m\u016f\u017ee situace zkomplikovat, a ka\u017ed\u00fd ze soukromn\u00edk\u016f se tak sv\u00fdm p\u0159i\u010din\u011bn\u00edm stejn\u011b jako klidn\u011b i p\u0159i\u010din\u011bn\u00edm n\u011bkoho jin\u00e9ho m\u016f\u017ee dostat i do hodn\u011b prek\u00e9rn\u00ed situace. A je-li tato nakonec nad jeho s\u00edly, nezb\u00fdv\u00e1 doty\u010dn\u00e9mu nic jin\u00e9ho, ne\u017e si u n\u011bkoho vz\u00edt p\u016fj\u010dku. Jen\u017ee zkuste si p\u0159ij\u00edt do banky a \u017e\u00e1dat po n\u00ed pen\u00edze, jste-li v nouzi! To je vysloven\u00e1 ztr\u00e1ta \u010dasu. Jakmile tu \u00fa\u0159edn\u00edci zjist\u00ed, \u017ee m\u00e1 doty\u010dn\u00fd \u017eadatel n\u00edzk\u00e9 p\u0159\u00edjmy, nedob\u0159e vyhl\u00ed\u017eej\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znam v registrech dlu\u017en\u00edk\u016f, exekuci na majetek a podobn\u011b, je v\u0161e ztraceno. N\u011bkdo takov\u00fd tu nem\u00e1 nad\u011bji proj\u00edt s\u00edtem v\u00fdb\u011bru. A je tud\u00ed\u017e jenom dob\u0159e, \u017ee existuje i nebankovn\u00ed americk\u00e1 hypot\u00e9ka, kter\u00e1 je i pro takto problematick\u00e9 \u017eadatele vcelku snadno dostupn\u00e1. U n\u00ed sta\u010d\u00ed prok\u00e1zat vlastn\u011b jenom dv\u011b v\u011bci:  vlastnictv\u00ed nemovitosti, kterou by bylo mo\u017en\u00e9 se za p\u016fj\u010den\u00e9 pen\u00edze zaru\u010dit a finan\u010dn\u00ed prost\u0159edky, je\u017e sta\u010d\u00ed na to, aby se jimi v budoucnu platily aspo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky. Pokud je \u017eadatel schopen toto prok\u00e1zat, nemus\u00ed se b\u00e1t ani sv\u00e9 t\u00ed\u017eiv\u00e9 situace, ani \u0161patn\u00e9ho da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, ani z\u00e1znam\u016f v registrech a podobn\u011b. A m\u016f\u017ee sm\u011ble usednout k po\u010d\u00edta\u010di a o tuto hypot\u00e9ku si za\u017e\u00e1dat v podob\u011b vypln\u011bn\u00ed webov\u00e9ho formul\u00e1\u0159e a zasl\u00e1n\u00ed sn\u00edmk\u016f jeho nemovitosti k posouzen\u00ed e-mailem. Velice z\u00e1hy je rozhodnuto o tom, zda m\u00e1 takov\u00fd \u017eadatel na po\u017eadovan\u00e9 pen\u00edze n\u00e1rok, a jakmile je potom podeps\u00e1na smlouva, m\u00e1 je takov\u00fd podnikatel na \u00fa\u010dtu v rekordn\u011b kr\u00e1tk\u00e9 dob\u011b. A m\u016f\u017ee je pou\u017e\u00edvat v r\u00e1mci sv\u00fdch podnikatelsk\u00fdch aktivit k \u010demukoliv. \u010c\u00edm\u017e v\u00fdhody je\u0161t\u011b ani zdaleka nekon\u010d\u00ed. Proto\u017ee k t\u00e9to hypot\u00e9ce pat\u0159\u00ed i \u017e\u00e1d\u00e1n\u00ed bez nutnosti platit cokoliv p\u0159edem, i klidn\u011b a\u017e t\u0159icetilet\u00e1 lh\u016fta splatnosti s mo\u017enost\u00ed vr\u00e1tit v\u0161e klidn\u011b bez sankc\u00ed i p\u0159ed\u010dasn\u011b, i p\u0159\u00edzniv\u00e1 \u00farokov\u00e1 sazba, i mo\u017enost vyhnout se zevrubn\u00e9 kontrole soukrom\u00fdch finan\u010dn\u00edch pom\u011br\u016f a mo\u017enost\u00ed. A to je nejednou nad zlato.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnikatel\u00e9 a p\u016fj\u010dky","item":"https:\/\/www.njorek.cz\/podnikatele-a-pujcky\/#breadcrumbitem"}]}]